This is not our best of times, for a number of taxpayers in the U.S. because the April 15 deadline for taxes signifies another new reality that will impact upon the amount of their tax returns, especially for those getting help with Obamacare subsidies put in place by the Obama administration to help health insurance coverage amongst other things.

Now some people are provided with credits under the health law to enable people who were uninsured whose health insurance was not tied to the jobs, to have private health coverage.

However, since most of the tax subsidies are based on income from employment, payers must accurately project the coming year to qualify for subsidies for health insurance under Obamacare.

That is where the big problem lies. Several people are now having to pay back for the coverage, while some others have found themselves paying out much less due to issues that arise with the filing system.

In the end, most people are paying out a payment that averages over $530, while others are having refunds averaging $365, meaning that several of those who received subsidies for health insurance owed money and some with subsidies had overestimated incomes.

One individual from California was looking forward to a refund of around $400 for his taxes of 2014, but needing to repay a subsidy dashed those hopes. His income went up some, when he changed occupations during the year and he did not want to be penalized for not being insured, so he became insured, but is suffering the lost of a refund check now.

He said he expected to be hit somewhat but became surprised when it was much lower than expected.

Another taxpayer earned money on commissions from promoting wedding gowns. However, she received coverage through the healthcare law after she left and attended graduate school. Now her refund increased to more than $2,500 because she had overestimated the amount of her total income.

She said could not estimate what she would earn because of the transition taking place in her life. She overestimated because she did not want to have to give it back for underestimating.

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